Sterling silver, also called fine silver, is a beautifully lustrous cool-toned precious metal favored in fine jewelry among other products. The most reflective of all metals (excluding mercury), sterling silver looks stunning by itself and brings out the best hues in an array of colorful gemstones.

Sterling silver can be polished to a higher sheen than platinum. In fact, Ag, the chemical symbol for silver, comes from a word that means “white and shining.” The surface of silver can boast that shiny, polished appearance, or can be brushed, satin, matte, sandblasted, antiqued or oxidized (chemically blackened).

In order to be called sterling silver, a metal must be made up of a minimum of 92.5% pure silver and 7.5% alloy (meaning other metals), including but not limited to copper and nickel. The alloy is added to pure silver to make the metal more durable, tougher and harder. Sterling silver is designated a fineness of “925.” Pieces with sterling silver may be marked “sterling.”

Caring for Sterling Silver
Sterling silver becomes tarnished as the result of a natural chemical process that occurs when sterling silver is exposed to chemicals in the air, rubber, wool and latex. Humidity also plays a role in accelerating tarnishing. It's easy to keep your sterling silver sparkling, though, by taking a few steps to prevent tarnish and other wear and tear.

Cubic zirconia (CZ) is the most readily available, inexpensive and brilliant simulated diamond on the market today. Cubic zirconia does occur naturally in small quantities, but all of the cubic zirconia on the market is produced in a laboratory.

On the Mohs Scale, which measures the hardness of minerals, cubic zirconia is an 8.0 to 8.5. Ruby, sapphire and diamond are all harder substances than cubic zirconia, but cubic zirconia is still very durable. It is important to understand that hardness is not necessarily related to durability. Even though diamond is the hardest mineral (10.0 on the Mohs Scale), it can still be chipped or broken.

The only ways to tell the difference between cubic zirconia and diamond are by use of a thermal probe, by weighing the loose stone or by microscopic examination of surface features and inclusions. Cubic zirconia weighs approximately 65% more than diamond. Therefore, while a 6.25 mm round diamond weighs about 1.00 carat, the same size cubic zirconia weighs about 1.65 carats. If you know the weight of a cubic zirconia, you can figure out the diamond weight equivalent by multiplying the cubic zirconia weight by 0.6, or 60%.

Glossary

Brilliance: The white light leaving a jewel, traveling upward, which is visible to the eye. Brilliance is sometimes referred to as “sparkle.”

Dispersion: Flashes of rainbow colors. Also called “fire.”

Hardness: Resistance to scratching. The higher the number, the more resistant.

Luster: The shininess of a jewel.

Toughness: Resistance to breakage.